Go to your local library or bookstore and have a look at their offerings in the area of Personal Finance. It's quite an assortment, isn't it? Which one is right for you? It seems like every year, another guru steps forward to offer THEIR "unique" approach to personal finance.
How unique are they, really? Many years' examination of the sundry books and computer programs on the subject have revealed that they're more similar than different. Most of them seem to recommend planning, budgeting, organization, scorekeeping, discipline, persistence, and so on.
The amount of time, space, and money spent writing, publishing, selling, buying, reading, and storing these publications is staggering. And at the end of the day, when the last page has been read and the book has been shelved to collect dust, how likely are readers to DO what they've read and USE the software they've gotten?
Making End$ Meet is an Economics PRACTICE. We pull the theory out of the books and help you practice it in your daily life.
Services Include:
Lifetime Savings Plan. Many financial web sites now offer an
assortment of calculators for retirement savings, children's college,
buying a car or a home, etc. There are hundreds of them. They're great,
but they answer each question one at a time. The problem is, these
different goals affect each other and often coincide. How can you put
them all together into a meaningful whole?
Another common problem with such calculators is that they
naively assume your earning and saving capacity is going to be the same
from one year to the next. As you know, this is simply not so.
Generally, discretionary income increases over time as we progress in
our careers and put the financial burdens of young adulthood behind us.
A complimentary Lifetime Savings Plan from Making End$ Meet
resolves these dilemmas by arranging all your savings goals into a
meaningful whole and designing a realistic savings schedule to fund
them. Click here to request your plan!
Bookkeeping Setup and Training. An accounting system
provides a way to track progress against your budget. Working with the
software of your choice, you'll learn to set it up and use it to its
fullest potential. Reliable "books" help you manage, and in the case of
a business, sell for the highest possible price when you are ready to
retire or move on. Perhaps your books already exist but you're due for a makeover.
Bank Reconciliation. Did you know that most households
and businesses never reconcile their bank account? Making End$ Meet can
help you reconcile your account to the penny every time.
Cash Flow Management. It all boils down to cash flow,
doesn't it? Once the savings plan and budgets are prepared, Making End$
Meet will help craft a realistic cash flow plan designed to support
them.
Reviews and Revisions. Using your accounting system,
and business administration & marketing techniques, we'll regularly
examine and deal with the difference between budgeted and actual
results.
Research and Development. Making End$ Meet constantly
researches the state of the art in Personal Financial Management,
helping clients maintain a current overview of the field and an
objective definition of excellence, saving them time and money and
enabling them to be informed producers, not just "consumers."
Current research under way includes:
Business Brokerage, buy/sell, exit strategies
"Cloud Computing" (Web-based applications)
Remote Collaboration techniques, tools, best practices
CRM (Customer Relationship Management) applications, best practices
Manufacturing accounting / Bill of Materials (BOM) best practices
