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2009 Mutual Fund Report & Annual Newsletter


Table of Contents

Top-Performing Mutual Funds: Present and Past Criteria
  2
List of Top-Performing Mutual Funds, 2009   4
Top-Performing Economic Sectors, 2009   5
Top-Performing Mutual Fund Summary by Sectors, 1996-2009   6
Economic Lessons Learned 2008-2009:   7
About Investments: Precious Metals and Inverse Instruments
  7
About Earnways: Skills and Caring
 11
About Marketing: High Touchp
 13
New Associations  19
New Services
 20
Concluding Thoughts on Fear and Courage  21





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